This beautiful rainbow which represents promise and peace is a photograph taken from the front yard of my childhood home in Waynesville, North Carolina ~ Ratcliffe Cove looking out toward Ratcliffe Mountain. I welcome you to this website with this image to showcase the tranquility I feel when I stand there.
~David E. Ratcliffe
Discover how a well-managed health savings account can help you pay current and future medical bills as well as prepare for retirement.
Now is the best time to start retirement investing for two key reasons: compounding and tax management. Read this article to learn more.
Donating to charity can make a difference at any time of the year. But taking a strategic approach, possibly as part of your year-end tax planning, could offer tax benefits and potentially increase your ability to give. This article provides an overview of various tax-advantaged giving strategies.
Do you know the difference between immediate and deferred annuities and options for annuitization? Read this article to find out.
Use this calculator to estimate how much income and savings you may need in retirement.
Use this calculator to determine whether you qualify for the different types of IRAs.
How much life insurance would you need to produce a sufficient income stream for your family?