This beautiful rainbow which represents promise and peace is a photograph taken from the front yard of my childhood home in Waynesville, North Carolina ~ Ratcliffe Cove looking out toward Ratcliffe Mountain. I welcome you to this website with this image to showcase the tranquility I feel when I stand there.
~David E. Ratcliffe
This article offers ideas that could help online shoppers protect themselves from cyber criminals and scams.
This article covers the decline in college enrollment, recent developments in student debt and financial aid, and tips for making cost-effective decisions.
Muni bonds and tax-exempt funds have long been a mainstay in the portfolios of income-focused investors who want to manage their tax burdens.
Emotional reactions can be an enemy of sound investing. This article offers perspective and strategies that may help investors stay the course.
Use this calculator to determine whether you qualify for the different types of IRAs.
Use this calculator to estimate how much income and savings you may need in retirement.
How much life insurance would you need to produce a sufficient income stream for your family?